Financial Aid

COVID-19 EMERGENCY ASSISTANCE FOR CURRENTLY ENROLLED STUDENTS

The COVID-19 Emergency Assistance Fund helps currently enrolled students with extraordinary one-time education-related costs that have arisen because of the COVID-19 pandemic.  At this time, the maximum amount of emergency assistance that will be provided by this grant is $2,000.

Apply for CARES act funds here

SNAP BENEFITS FOR ELIGIBLE STUDENTS DURING THE COVID-19 PANDEMIC 

A change in federal law has made more students temporarily eligible for the Supplemental Nutrition Assistance Program (SNAP). The Consolidated Appropriations Act, 2021, temporarily expands SNAP eligibility to allow students who either:

Are eligible to participate in State or Federally financed work study during the regular academic year, as determined by the institution of higher education, or
Have an expected family contribution (EFC) of 0 in the current academic year.

Beginning January 16, 2021, students who meet one of the two criteria outlined above may receive SNAP if they meet all other financial and non-financial SNAP eligibility criteria. The new, temporary exemptions will be in effect until 30 days after the COVID-19 public health emergency is lifted. 

Students should contact their local SNAP offices to find out how to apply, or for other questions about their SNAP eligibility. State SNAP agencies administer the program, process applications, and determine eligibility. Contact information for State SNAP agencies and local offices can be found in FNS’ SNAP State Directory.

If you have questions please contact The Office of Financial Aid.


Your education is one of the most important investments you will ever make. Our goal is to help you become an informed borrower and to provide a comprehensive system of financial assistance services.

Our intent is to provide not only dollar support but financial counseling and debt management planning services as well. We encourage you to learn some basic budgeting techniques, to learn to cut costs and possibly to learn to live with less.

Contact

financialaid@osteo.wvsom.edu

304-647-6231

 

Financial Aid Toolkit

Financial Aid Eligibility Requirements

To receive aid from federal student aid programs, you must:

  • have financial need (except for unsubsidized student loans).
  • have a high school diploma or its recognized equivalent.
  • be enrolled or accepted for enrollment, in an eligible program at an eligible institution.
  • be a U.S. citizen or eligible non-citizen.
  • possess a valid Social Security Number (with the exception of students from the Republic of the Marshall Islands, Federated States of Micronesia, or the Republic of Palau).
  • maintain satisfactory academic progress according to WVSOM's published standards.
  • file a Statement of Educational Purpose in accordance with the instructions of the Secretary (on the FAFSA).
  • not be incarcerated in a Federal or State penal institution.
  • satisfy the Selective Service registration requirements (may do so through the FAFSA process).
  • be enrolled at least half time to be eligible for Direct Loan programs.
  • not be convicted of the sale or possession of illegal drugs while receiving Federal student aid.
  • complete the Free Application for Federal Student Aid (FAFSA) annually.
  • not be in default, and certify that he/she is not in default; on a loan made under any Title IV, HEA loan program.
  • not have property subject to a judgment lien for a debt owed to the United States.
  • not be liable for a grant or Federal Perkins loan overpayment.
  • complete a WVSOM Application for Financial Aid each academic year.
  • not have obtained loan amounts that exceed annual or aggregate loan limits made under any Title IV, HEA loan program.
  • complete the verification process if required to do so.
  • sign certifying statements on the FAFSA including agreeing to use Federal student aid funds only for education purposes.
  • be credit worthy if applying for alternative loans and have no adverse credit when applying for a Federal Direct Graduate/Professional Plus loan.

Financial Aid Code of Conduct

This code of conduct applies to all WVSOM divisions and to all Board of Governors' members, employees, officers and agents of the school, including without limitation individuals who are employed in the financial aid office or who otherwise have responsibilities with respect to education loans.

View the Financial Aid Code of Conduct

Loan Information:

For a brief description of these programs, simply click on that program.

Residency/Relocation Loans for fourth year students:

The costs associated with interview travel and relocation are not required for graduation. They cannot be funded with federal student aid. If you are going to require student loan help to fund these costs, your only option will be a private residency/relocation loan. The residency/relocation loan is between you and the lender of your choice. The Financial Aid Office is not involved in this process.

Below is a list of some lenders that do offer the residency/relocation loans. WVSOM cannot recommend a lender or prepare a preferred lender list. An internet search using the subject Residency/Relocation loan will pull up more than a few options. You will find most of these searches will be other health professional school web sites recommending the lenders listed below.

Lenders familiar to the Financial Aid Office and students are as follows:

Discover

Sallie Mae (Medical Students)

You may also find the following links to be valuable as you prepare for your senior year residency process. These links are provided by the AAMC FIRST (Financial Information, Resources, Services, and Tools) program. 

Residency and Relocation Loans - To Borrow or Not to Borrow

Scholarships

Free scholarship searches are available at FastWEB and Sallie Mae